Quote of the week: “There is no Islam without unity, no unity without leadership, and no leadership without obedience.” Umar ibn al-Khattab (rta)

Monday, November 5, 2012

Is the price hike controlling you?

Ofaira Ateeq Husain and Sumaira Dada spoke to some people to find out how they are managing the price hike.

It may be quite hard to believe, but it is only when my mother-in-law goes for a vacation that I get a glimpse of house management. Now that she is visiting her daughter in Canada, I am looking after the house. This time around everything seems to be different because of the price hike. I cannot help but wonder how everyone else is managing. Along with a colleague, I decided to speak to a couple of people on how they are coping with the spiraling prices.

What They are Saying

Sharifa, a Quran teacher and a grandmother of three, manages the budget strictly. She records her daily expenses and trims down what she believes are unnecessary expenses. Instead of getting her clothes made by the tailor, she sews her own clothes and sometimes also those of her two daughters-in-law. Food expenses are also kept under control. The entire family eats together, and whenever possible, the food is cooked without a lot of oil. Instead of consuming high quality basmati rice, the family eats the cheaper broken rice.

Nausheen, also a Quran teacher, prioritizes while managing the household budget. Hers is education; therefore, she is willing to keep her children in good schools, despite the increase in fees. She says that the family has limited eating out to once a month. Her advice for mothers is to stop children from consuming junk food, which is not only of low nutritional value but also heavy on the pocket.

Maria, a lecturer at a business school, feels that the car pool arrangement for her school-going children has helped cut expenses. Moreover, she has been thinking of having the petrol-driven car finally converted to CNG, to save on fuel cost.

Dr. Saba, a sonologist and a mother of two, has been doing grocery shopping more carefully, refraining from impulsive buying. However, she continues to buy well-known brands for essential items as milk and cooking oil.

Zahida, a government school teacher and a mother of two, has tried to bring food expenses under control by preparing dessert twice a month. She has also cut down travelling expenses by going shopping only on the weekends and that too in the family car.

Amna, a baby sitter, is trying to cut down her travel cost by commuting on foot whenever possible.

Simplicity is Part of Faith

Instead of whining and complaining all the time, we should take this as an opportunity to follow the footsteps of the Prophet (sa) and his companions. From Aisha (rtaf) we know that the Prophet (sa) used to repair his shoes and mend his dresses. He used to check his own clothing and, milking the sheep and catering for himself were some of his normal jobs. (Mishkatul-Masabih 2/520)

The Prophet (sa) has also said: “Will you not listen? Will you not listen? Will you not listen? 
Verily, simplicity is a part of Iman (faith). Verily, simplicity is a part of Imaan. Verily, simplicity is a part of Iman.” (Abu Dawood)

Rapidly rising prices is a phenomenon, which the authorities are duty-bound to control. Nevertheless, keeping an attitude of gratefulness despite the decrease in the number of tasty foods and less desserts to savour will, Insha’Allah, yield benefits in this world and in the Hereafter. After all, Allah (swt) says in the Quran: “And indeed We bestowed upon Luqman Al ­Hikmah (wisdom and religious understanding, etc) saying: ‘Give thanks to Allah.’ And whoever gives thanks, he gives thanks for (the good of) his ownself. And whoever is unthankful, then verily, Allah is All­-Rich (Free of all wants), Worthy of all praise.” (Luqman 31:12)

A Penny Saved is a Penny Gained

Regardless of what our salary is, we must strive to save a certain percentage of it for the rainy days. It is sad but true that even if earn more than what we need, we generally end up spending that entire extra amount, believing citing our luxuries as our needs. Remember there will never be an end to the wish list, but the bucks saved today will come in handy tomorrow.

Never Stop Sharing

When we are required to tighten our own belts, the first causality is our sense of generosity and giving. Sadaqah and Zakat always bring Barakah in our earnings – this is Allah's (swt) promise to the believers. We may lessen our contribution to charity in accordance with our revised budget but we must not deprive our less-privileged servants and relatives of our patronage. You will discover that the more Sadaqah you give, the more bounties of Allah (swt) will come to you from unimaginable sources.

Avoid Wastage

In general, Islam highly discourages wastage of any kind, but it is decidedly even worse to indulge in the wastage of already-scarce resources. It also results in Allah's (swt) anger. At all times, make a conscious effort to utilize your blessings effectively and help your children realize it too.

Home Economics  
(Compiled by Umm Isam)

(1) In the Kitchen:
  • Buy your groceries on a weekly basis to avoid wastage which may incur due to monthly stocks.
  • Supervise your servants to ensure they don't waste your valuable stocks.
  • Use your meal leftovers to prepare tasty dishes.
  • Buy local food products instead of imported ones – this will support the economy too.
  • Cook food for your dinners instead of getting it catered.

(2) Using Electrical Appliances:
  • Never keep any appliance on a stand-by mode.
  • Switch to energy-saving bulbs.
  • Irons use maximum electricity in the first ten minutes – iron a maximum number of outfits in one go.
  • Use sunlight instead of dryers to dry your clothes.
  • Switch to split air conditioners for an economical electricity bill.
  • Use air conditioners with timers.

(3) Credit and Banking:
  • Avoid credit cards altogether.
  • Be wary of bank charges on ATM withdrawals.

(4) Shopping Cautions:
  • Always shop on a full stomach to avoid purchasing unnecessary eatables.
  • Make a list and shop according to that.
  • Be wary of sales – only buy what you genuinely need.
  • Make less trips to the market to avoid temptation.
  • Whenever you think of buying something, rate it on a scale of one to ten. If the rating is below 5, consider it as a luxury and not a necessity.

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